Applying to US Universities

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The US Healthcare is one of the best in the world IF you can afford it. The doctors are very qualified, hospitals and equipments are truly world-class but the same can not be said of the insurance and payment systems. The way healthcare works in USA is that the cost of healthcare is very high and a vast majority of Americans cannot pay for their healthcare out of the pocket, if they do not have enough insurance coverage. So having a health insurance is really critical to one’s survival.

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US Economy is headed towards a possible recession but that may bring you some good news and well. What can be better relief than a tax free 600 dollar check in the mail for a student? If you are a US taxpayer and are supposed to file your 2007 tax returns, you may be eligible for 600 dollar refund check or more! The stimulus package was signed into law by President Bush on February 13, 2008.The law provides for tax rebates to most taxpayers, and other tax incentives to stimulate business growth.

The package will provide individual taxpayers with $600 and $1,200 for married taxpayers filing joint returns if they are below income caps of $75,000 for individuals and $150,000 for couples. There is also a $300 per child tax credit.

Disclaimer: This information is for general information only. Contact IRS or a Tax advisor to find out whether or not you qualify. IRS has an online payment calculator.

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While you are busy Applying to US Universities, you should get a driving license in your home country as soon as possible. And remember to pack it in your luggage to USA. Once you are settled in USA, you may not be able to buy a car during your student life, still try to get a US driving license sooner than later.

Eventually when you buy a car, you will need to buy vehicle insurance. If you have no driving history, you may be charged twice as much as experienced drivers with a good driving record. Some insurance companies will give no weight to your driving history outside USA and Canada, but some will take that into account. All companies will check how long you have held a US license.

It may be noted that driving history is based on the issuance date of your license. If you can show that you had a US license for a couple of years and had a license in another country before that, you can save as much as 50 dollars per month on your car insurance premium.