Archive for June, 2008

Most Important Documents for the Student Visa Interview

Friday, June 27th, 2008


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Student Visa (F-1 or J-1) is required for citizens of other countries to pursue a degree program at a US University. A personal interview is required for the student visa and an appointment is needed.



Like other US visa requirements, applicants for student visa need to complete DS Forms, Affix photographs as per specifications, and carry their passport and required fee. In addition, following are the documents one must carry for a student visa interview.



I-20: This is the single most important document and an absolute must to get a student visa. If you have multiple I-20s carry the one for your final University. If the I-20 has any errors get it sorted out with the University before you go for the visa.
Degrees: Carry all your degrees in original. The qualifying degree for your US admission is most relevant. If you have recently completed your study carry provisional degree or marksheet stating a degree has not yet been awarded.
Mark sheets: Carry all your marksheets / transcripts in original
Standardized Test score reports: Your GRE / SAT / GMAT / TOEFL score report whatever was required to obtain admission to the US University.
Financial Documents: Original passbooks and bank statements of self and sponsors
Income Tax Returns: Tax returns of the most recent two years of self and sponsors, as applicable.


One must carry all academic and financial documents possible in original. However in most cases the interviewer asks for one or two documents, from the above mentioned list. Good Luck with your visa interview.


Student health insurance in USA

Monday, June 16th, 2008


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The US Healthcare is one of the best in the world IF you can afford it. The doctors are very qualified, hospitals and equipments are truly world-class but the same can not be said of the insurance and payment systems. The way healthcare works in USA is that the cost of healthcare is very high and a vast majority of Americans cannot pay for their healthcare out of the pocket, if they do not have enough insurance coverage. So having a health insurance is really critical to one’s survival.



The concept of health insurance in USA is more complicated than GRE or GMAT and takes a lot of time energy and disappointment before you really understand how things work. In most countries of the developed, developing and third world, people are used to the idea of free healthcare and free medicine for routine healthcare needs. It is nothing less than a cultural shock to realize that the treatment cost for any accident or significant even minor health issue can run into thousands of dollars in USA.



It cannot be stressed enough that as students you should be covered for the entire duration of your stay with health insurance that confirms to your University guidelines. Contact the University health center or international students’ program office to find out what is the recommended coverage. In most cases a teaching or research assistantship comes with added benefits which may include health insurance coverage. If you lose your assistantship, you lose the coverage too. So It is your own responsibility to buy health insurance which takes care of your needs in the event of loss of coverage.



Some links related to student health insurance:
www.insurancepandit.com/
International Student Organizaion


MS in Financial Engineering

Tuesday, June 10th, 2008


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Financial Engineering is a multidisciplinary field involving financial theory, engineering fundamentals, mathematics and computer programming. Students of Financial Engineering learn to employ finance and computer modeling skills to make pricing, hedging, trading and portfolio management decisions. Graduates of the Master’s in Financial Engineering can pursue careers in Investment Banking, Corporate Strategy, Risk Analysis, Portfolio Management and Securities Trading.



If you have high mathematical aptitude, an undergraduate degree in Mathematics or Engineering, and interest in Finance, it is an option worth exploring. Both GRE and GMAT are accepted, check with individual programs. TOEFL is required for international applicants.



Some of the top programs in Financial Engineering include:



You can Chat Online with officials of the UC Berkeley Haas School of Business for a Q & A about MFE Program, on Tuesday, June 17, 2008 from 10:30AM-12:00PM PT .


Smile all the way to your American Degree

Thursday, June 5th, 2008


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Many International applicants to US Universities do not get a chance to know the people of USA till they actually arrive in the country. The perception about the American people is often based on movies, novels, news coverage or just word of mouth. The media coverage depends on which part of the world you live in.


No matter what you know or have heard about the American people, you are likely to be pleasantly surprised by the fact that people are very nice, polite and helpful, even towards strangers. The first thing you will notice here is that people smile a lot. They even say Hello, Good Morning, How are you doing today, to anybody whom they come across. You will be further surprised to find that people will open and hold doors for you to get in. If you are lost on campus and ask for help someone will not only explain you the directions but may even walk with you to show where you need to go.


It is advisable to learn the optimism, cheerfulness and manners so that you come across as a likable and well-mannered person when you interact with people of various nationalities at a US University or outside the campus. It is important to greet people with a smile or Hello when they greet you. In USA eye contact is very important, so look in the eyes while talking to someone. If they offer a hand, shake their hand firmly and with enthusiasm. Open and hold doors for others while entering a building if someone is right behind you. Allow people to come out of an elevator before you try to get in.


The key is to be very proud of your own culture and at the same time learn the local culture so that you have a great experience in USA… and remember to smile!